100% ONLINE · NO COLLATERAL

Ready Cash.
Up to ₱200,000

Flexible repayment over up to 180 days — no collateral, no paperwork, cash sent straight to your wallet.

★★★★★ 4.9 · 500K+ happy users
Maximum Loan Amount
₱200,000
180 Days Loan Period 0% First Interest* <5 min Approval
+63 ×
No Collateral Fast Approval 0% First Interest* Up to ₱200,000 180 Days Term Secure & Encrypted 24/7 Support No Collateral Fast Approval 0% First Interest* Up to ₱200,000 180 Days Term Secure & Encrypted 24/7 Support
CTPeso at a Glance

Everything you need to know about borrowing with CTPeso.

₱200,000
Maximum Loan Amount
Grow your limit as you build credit
180 days
Flexible Loan Period
A schedule that fits your budget
0%*
First Loan Interest
For eligible new users
<5 min
Approval Time
Apply online anytime
How It Works

From application to payout — no more than a few taps.

1
Verify Your Number
Enter your mobile number and confirm with a quick OTP.
2
Set Your Loan
Choose your amount and a loan period of up to 180 days.
3
Receive Cash
Money lands straight in your wallet or bank account.
Why Choose CTPeso

Simple, transparent and built for Filipinos.

💰
High Credit Limit ₱200,000
Borrow up to ₱200,000 and unlock higher limits as you build your credit.
✓
📅
Flexible Repayment 180 Days
Repay over up to 180 days with a schedule that fits your budget.
✓
🔥
Zero Interest* 0%*
First-time borrowers enjoy 0% interest on their very first loan.
✓
⚡
Instant Approval Minutes
Apply online anytime and receive your funds within minutes.
✓
CTPeso vs Banks

Why thousands of Filipinos skip the branch and apply online.

Feature CTPeso Banks
Max loan amount ₱200,000 ~₱50,000
Loan term Up to 180 days 12–24 months
Approval time Minutes Days
Collateral ✓ None ✗ Required
Paperwork ✓ None ✗ A lot
Apply from phone ✓ Yes ✗ Branch visit
What Customers Say

Rated 4.9 by 500K+ users across the Philippines.

M
Maria S.
Manila
★★★★★
Got my loan approved in minutes! Very easy to use.
J
John D.
Cebu
★★★★★
Fast cash when I needed it most. Highly recommended.
A
Ana L.
Quezon City
★★★★★
Transparent rates and quick release. Great app.
P
Paolo R.
Davao
★★★★★
Saved me in an emergency. Will definitely use again.
Frequently Asked Questions

Everything you need to know before you apply.

How much can I borrow?+
Eligible users can borrow up to ₱200,000 and repay over a flexible period of up to 180 days — your exact limit depends on your credit assessment.
What is the interest rate?+
First-time borrowers enjoy 0% interest* on their very first loan. After that, rates stay transparent and are fully shown before you apply.
How fast will I receive the money?+
Approval takes minutes. Once approved, the cash is sent straight to your wallet or bank account — no waiting in line.
Is my personal information safe?+
Yes. Your data is encrypted and protected. We only use it to process your application and comply with applicable regulations.
Ready when you need it

Borrow up to ₱200,000 and repay over up to 180 days.
24/7 support, always by your side.

₱200,000 max · 180 days
Apply Now →
CTPeso
CTPeso is a personal loan platform. Fast approval, transparent rates and flexible repayment up to 180 days — up to ₱200,000 for eligible applicants.
By applying you agree to the Terms & Privacy Policy.
© 2026 CTPeso. All rights reserved.
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